Investing
Portfolio Management
Credit Card Hacks
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My Mission?
To help busy professionals get quick, trustworthy answers to everyday money doubts — and build real wealth over time.
About Me
Hi, I’m Vinayak — a startup professional turned content creator, investor, and personal finance educator.
I run MoneyByVinayak on Instagram & YouTube, where I aim to be the “ChatGPT for Personal Finance” — simplifying money decisions for young professionals across India.
Whether it’s stock market investing, credit card hacks, car buying strategies, or mutual fund insights.
I break it down in a way that’s relatable, jargon-free, and instantly helpful — just like your favorite AI assistant.
What I Share👇
- Smart Stock Market Insights & Tips
- Mutual Fund & ETF Investing frameworks
- Credit card rewards & international travel tips
- Car buying + budgeting strategies tailored for India
What We Offer
Weekly Insights – Stock ideas, credit card hacks, trending finance news
1:1 Personal Finance With stock Market Guidance Calls
Stock Market Research Reports & Tips
Insurance & Loans Personalized Guidance
Curated Tools – Investment, SIP & Retirement Calculators, Resources & Checklists
Got a Money Doubt?
Ask VinFIn
We’re here to help with any questions. Whether you’re a customer or partner, feel free to reach out! Want to learn more about our platform?
Use the contact form to reach out or email us at support@optimizely.com. We’ll respond as soon as possible.
Want to learn more about our platform?
What did the students say about us
Vallentina Putri
Simple, secure access to digital education children have simple and secure access. The digital learning process is one of the benefits of relaxed learning at home.
Written 2022
Jessica Marley
Simple, secure access to digital education children have simple and secure access. The digital learning process is one of the benefits of relaxed learning at home.
Written 2022
Jessica Marley2
Simple, secure access to digital education children have simple and secure access. The digital learning process is one of the benefits of relaxed learning at home.
Written 2022
Jessica Marley3
Simple, secure access to digital education children have simple and secure access. The digital learning process is one of the benefits of relaxed learning at home.
Written 2022
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Intagram Insights
![Invest in Gold The Smart Way✅
Gold was a top performer last Year! But how to invest smart in 2025? 🤔
Here are 4 ways to invest in Gold and the LAST one is the smartest:
1. Jewellery: Common but worst! High making charges & wastage.
2. Gold Bars: Better, but theft risk is HIGH (home or locker).
3. Digital Gold: Online-only, but 3% GST means instant loss!
4. Gold ETF: Only 0.3-0.5% cost, highly liquid & instant cash next day! ✨
How will you invest in Gold? Comment Below!
For more smart investing hacks, follow @monaybyvinayak and @accurate_arun
[gold etf india, gold investment 2025, smart investment options, how to invest in gold, digital gold vs etf, gold investment, personal finance]](https://vinfincapital.com/wp-content/plugins/instagram-feed/img/placeholder.png)
Twitter Insights
Day 4 – Tax Tips for Freelancers 💼💻
If you’re a freelancer, consultant, or self-employed…
Chances are, you’re either overpaying tax — or filing the wrong ITR.
Here’s what you should be doing instead👇
📽️ Watch the reel:
#Taxes #IncomeTax #ITR2025
🧾 Tax ki Baat – Day 3
New Tax Regime = No Deductions?
That’s a myth most people still believe 😮
We busted it in today’s reel 🎯
Check it out & stay ahead this tax season!
📽️ Watch now:
#TaxTips #Taxes #MoneyByVinayak #IncomeTax #Investing #Salary